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Youth & Young Adult Accounts
Set Them up for Success
Strengthening your child’s understanding of how finances work and developing good money habits can help make sure they’re prepared to meet tomorrow.
It’s never too early to start on the path to financial success. Help your kids achieve the future they deserve—go Forrit today!
Kids Club Savings Account
Our Kids Club accounts are for children ages 0–12 and provides a simple, easy way for your kids to learn the importance of saving money.
Your child’s Kids Club Savings also acts as their membership share account, meaning they’ll have access to all Forrit has to offer for every stage of life.
Kids Club Features
- Only $5 minimum balance to open.
- Earn interest on balances of $0.01 & up.
- Interest compounds & pays quarterly.
- Can be used to establish membership.
Open a Kids Club Savings Account and start building your child’s financial future today!
Kids Club Certificate
If you have a child or grandchild 0–17 years of age, kickstart their savings with a Kids Club Certificate of Deposit or our New Membership Youth Certificate of Deposit!
With rates and terms designed to show the value of savings and the power of dividends, we have great CD options to give the kids in your life a head start on their financial journeys.
Kids’ Certificate Features
- Only $100 minimum balance to open.
- Max balance of $500 for this CD.
- 3-month term for extra convenience.
- Interest compounds & pays monthly.
- Up to 3 Kids Club CDs per member.
New Membership Youth CD Features
- Only $100 minimum balance to open.
- Max balance of $500 for this CD.
- 3-month term for extra convenience.
- Interest compounds & pays monthly.
- Must open within first 2 weeks of membership.
Supercharge their savings with a Kids’ Club or New Membership Youth CD today!
Freestyle Savings
Designed to teach teens about responsible saving and the importance of good money habits, Freestyle Savings is our account just for members 13–17 years old.
Does your child already have a Kid’s Club Savings? Once they turn 13 years old, their Kids’ Club automatically converts to a Freestyle Savings Account.
Freestyle Savings Features
- Only $5 minimum balance to open.
- Earn interest on balances of $0.01 & up.
- Interest compounds & pays quarterly.
- Can be used to establish membership.
Help your teen take their first step towards financial independence while still being able to lend a hand if they need it.
Lifestyle Checking
Getting a checking account is a huge step on the journey to financial independence. Starting at 15 years old, our teen members are invited (with an adult co-signer) to open a Lifestyle Checking Account.
Lifestyle Checking gives your teen hands-on experience to learn about responsible spending and money management. With access to Forrit’s online banking and mobile app, you and your teen can keep tabs on account balances, transactions, and alerts without breaking a sweat.
Lifestyle Checking Features
- Only $5 minimum balance to open.
- Earn interest on balances of $2,000 & up.
- Interest compounds & pays monthly.
- Requires parent/guardian to Open.
Ready for your teen to take their biggest step towards money independence?
Build Confidence with a Debit Card Built for Real Life
When you’re just starting out, managing money should feel simple — not overwhelming. With a Forrit Debit Card, members 18 and older get easy, everyday access to their funds without the stress of high-rate credit cards or long-term debt.
Your Forrit Debit Card connects directly to your checking account, helping you spend only what you have while gaining real-world experience managing money. It’s convenience with guardrails. And because life is lived on the go, your card works seamlessly with mobile wallet options like Apple Pay®, Google Pay™, and Samsung Pay®. Tap to pay at the store, order online, or use it in-app — all with enhanced security and zero extra fees.
Whether you’re taking the first steps toward financial independence or helping someone else do the same, a Forrit Debit Card makes day-to-day banking easy, secure, and smart.
You’ve Got Questions? We’ve Got Answers
Whether it’s help opening an account, clarification on requirements and features, or something else entirely, we’re here to help you find what you’re looking for.
All you need to do is ask!
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