Personal Loans

When you’re tired of being stuck. We have the loans that’ll get you out.

Lifestyle Line

A loan that fits your lifestyle and all its twists and turns, providing funds when you need them as you need them. Our Lifestyle Line is flexible, low interest, with low minimum payments and can serve as your overdraft protection. Take advantage of a loan that works with your lifestyle rather than around it.

Signature Loan

Looking for a way to consolidate your high-interest credit cards or other debts? Our Signature Loan is perfect for consolidating your debt and for obtaining much-needed funds for car repairs, home improvement projects and more!

Credit Builder Loan

Building good credit is important, but that doesn’t mean it has to be difficult. With our Credit Builder Loan, you can build or establish good credit, all while learning healthy saving habits. We will put your loan funds directly into your savings account and then freeze them, if you make at least the minimum payment each month and your loan is paid in full, we’ll lift the freeze on the account, and you will have successfully built your credit and your savings.

Secured Personal Loans

Looking for a way to free yourself of some of your debt? With our Secured Personal Loan, you can use collateral to your advantage and begin to pay off the debts you just can’t seem to shake. Take that first step towards becoming debt-free and we’ll help you get there with flexible terms and a predictable, fixed rate.

*APR = Annual Percentage Rate. For established memberships (over 180 days old) there is no credit pull, although proof of income and other terms/conditions are required. Any loan that falls outside of these terms/conditions will be subject to a credit pull and must adhere to established loan guidelines. For new members, a credit pull in addition to proof of income will be required. A $1,500 loan at 14.93% APR for 12 months would require monthly payment of $134. A $25.00 application fee will be charged to all applicants (whether approved or declined). Only one 12-12-12 loan is allowed at a time. 12-12-12 Loans are available from November 12 – December 31, 2025. Connect with Member Services for complete details.