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Credit Cards
Small Package, Big Rewards
Go after your next adventure, major purchase, or lifelong goal with the confidence that you’ve got the right card for the job.
Apply Now
Already a member? Log in to Online Banking to apply for a credit card.
Visa Platinum Rewards Card
With a great rate and no hidden fees, you’ll find the biggest dreams come from the smallest sources—the perks are just another benefit to love.
Reward Points & Perks:
- Earn 1 point for every $1 spent using Visa Platinum Rewards Card.
- Annual fees waived with minimum purchases annually.
- 5% of net income from Visa Platinum Cards is invested into Forrit’s community giving program
- No fees on balance transfers.
- Receive double reward points on balance transfers completed within the first 30 days of card activation for new cardholders.
Want to grow points while avoiding excess interest? Use your Platinum Rewards Credit Card to pay regular, monthly expenses then pay off your balance each month! Gain the points you want while being responsible and paying your balance before the interest can even accrue.
Your Rewards, Your Way.
You earned your reward points, only makes sense that you should get to decide how to use them. Check out all the ways you can redeem your rewards points:
- Cash Back – Earn 1% cash back on all your everyday purchases and redeem points toward your balance.
- Gift Cards – Your everyday purchases can pay you back in gift cards to your favorite retailers!
- Merchandise – Reward yourself with top-shelf merchandise from brands like Apple®, Sony®, Bose®, Dyson® and more! These rewards even come with shipping options that include a one- or two-day delivery time.
- Travel – Redeem your points and book reservations for flights, hotels, car rentals, cruises and more. Plus, enjoy Trip Advisor integrations, Google Maps™ technology to chart your itinerary, and the ability to skip the line and save some time at the airport with a TSA Pre-Check.
- Donate – Put your points to good use for a good cause by donating them to one of the more than 1.2 million non-profit organizations in our network’s Charitable Giving Program.
- Events – Redeem your points for concert, theater, and sports tickets. Never miss an event again with this fast-track to tickets.
- Much More – Get immediate discounts on fuel at participating stations, pay for in-store purchases at Walgreens® and CVS® stores nationwide all without pulling any funds from your bank account, pay for qualifying online purchases at millions of PayPal merchants globally, and purchase shares of stock in publicly traded companies.
Visa Gold Credit Card
Whether you’re just starting out on your financial journey or looking for a simple and straightforward credit card, our Visa Gold Credit Card is perfect for anyone who wants to get back to basics.
Gold Card Features
- Low, fixed-rate credit card.
- No minimum purchases & no annual fees.
- 25-day grace period to avoid interest.
- No fees on balance transfers.
Take care of business with a no-nonsense, no-frills credit card that puts you in charge.
Secured Visa Gold Credit Card
Looking for a credit card to help you establish or rebuild your credit? Our Secured Visa Gold Credit Card is up for the task.
Secured Visa Gold provides the same straightforward service and features as our standard Visa Gold card, but uses funds in your savings account to secure your card’s limit. As long as you use and pay your card regularly, you can grow your credit score and your savings worry-free.
Secured Gold Features:
- Good for establishing credit or repairing credit.
- Secured by savings funds held as collateral.
- All the features and benefits of the Visa Gold card.
Get the card that’s good as gold and designed to help you reach your credit goals stress-free.
No-Fee Balance Transfer
Most credit cards charge an extra 3–5% for balance transfers, but why should you pay just to switch from one card to another? Take charge of your financial future when you transfer your balance to your Forrit Visa credit card! With low rates and no balance transfer fees, you can pay off your card faster while saving long term and on monthly payments too.
Lost or Stolen Visa Card? No problem.
800-442-4757 (within the United States)
972-391-6840 (International only)
Important: if you report your Forrit Credit Union credit card lost or stolen you will be issued a new card number. Any automatic bill payments linked to your card will need to be updated to avoid any breaks in service or potential fees.
You’ve Got Questions? We’ve Got Answers
Whether it’s help opening an account, clarification on requirements and features, or more info about membership, we’re here to help find what you’re looking for.
All you need to do is ask!
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