Checking

Your money, available when you need it, just the way you like it.

Upfit Your Checking

Lifestyle Checking

Laid-back, just like it sounds.

• Our Lifestyle Checking comes without all those pesky strings, such as no minimum balance or monthly service fees.
• Have an average daily balance of $2,000 or more? We’ll pay you the interest.
• Overdraft protection is available with the Lifestyle Line of Credit.
• For members 55 and over, your first check order is on us.

Open Account 

Refresh Checking

Shake off your past. Step into your power.

• Just $10 to get started
• No minimum balance required
• $5-$10 monthly fee (based on monthly qualifications)
• Online and mobile banking access
• 30,000+ surcharge-free ATM
• Visa® debit card with real reach

Learn More 

Four Ways to Bank Your Way

Whether you’re looking to earn big rewards, get cash back just for spending like you already do, keep it easy and low-maintenance, or rebuild and move forward there’s a checking account at Forrit for you.

	Kasasa Cash	Kasasa Cash Back	Lifestyle	Refresh
Dividends Paid	✔️	None	✔️	None
Cash Back on Purchases	None	✔️	None	None
Got Your Back with Courtesy Pay	✔️	✔️	✔️	None
Service Fees	None	None	None	$5-10

Forrit Checking Account Benefits:

• Convenient Visa Debit Card
• Advanced Online & Mobile Banking
• Seamless Bill Pay & Mobile Deposits
• Free eStatements

Every Account Comes Ready to Help You Win

We’re not just where you bank. Forrit is packed with tools that help you live smarter, not harder – designed to support your next move, your big goals, and your everyday flow.

• Know your credit. Free credit score access keeps you in the loop and in control.
• Save as you go. With Change It Up, your spare change builds savings with every swipe.
• Leave the wallet at home. Tap and pay easily with your phone using Apple Pay®, Google PayTM or Samsung Pay®.
• Get rewarded. Forrit Purchase Rewards gives you points just for doing what you already do.

For the Next Generation of Money Movers

The best money moves? The ones you make early.

Whether it’s learning to budget, save smart, or swipe responsibly, starting young can build lifelong confidence. At Forrit, we’ve got youth accounts built to teach, tools that grow you, and a whole lot of support along the way. Learn more about youth and young adult accounts.

Check Them Out 

* APY = Annual Percentage Yield. Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

You must also meet the following requirements per monthly qualification cycle: Debit Card transactions – 12 debit card point-of-sale transactions must post and clear your account per monthly qualification cycle. Electronic Statements – Receive your monthly account statement electronically. Online/Mobile Access – you must access your account at least once monthly during the monthly qualification cycle.

“Monthly Qualification Cycle” means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
See our website for specific Monthly Qualification Cycle dates.

Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, average daily balances up to and including $15,000 in your Kasasa Cash account earn an interest rate of 4.88% resulting in an APY of 5.00% APY; and average daily balances over $15,000 earn an interest rate of 0.25% on the portion of the average daily balance over $15,000 resulting in a range from 0.53% to 5.00% APY depending on the account’s average daily balance.

You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. NOTE: ATM fee reimbursements only apply to Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes transactions via ATM; Kasasa Saver ATM transaction fees are not reimbursed nor refunded.

** To qualify for Kasasa Cash Back® and ATM fees refund, you must be 15 years of age. Limit one Kasasa Cash Back® Checking per Social Security Number. You must also meet the following requirements per monthly qualification cycle: Debit Card transactions – 12 debit card point-of sale transactions must post and clear your account per monthly qualification cycle. Electronic Statements – Receive your month account statement electronically. Online/Mobile Access – you must access your account at least once monthly during the monthly qualification cycle. Monthly qualification cycle means a period beginning one business day prior to the first business day of the current statement cycle through one business day prior to the close of the current statement cycle. If you have met your qualifications for the monthly qualification cycle, we will reimburse you for ATM fees imposed by other U.S. financial institutions (Non-Forrit CU) and deposit them into your account at the end of each cycle period.