Because you can manifest AND budget at the same time.

There’s nothing wrong with being a little delulu sometimes. Delusion is basically free serotonin – and honestly, sometimes confidence is the strategy. But here’s the plot twist: You can be delulu and financially responsible at the same time. It’s called balanced chaos.

Here’s a guide to setting money goals with the optimism of a manifesting legend and the practicality of someone who actually pays their bills.

Claim Your Delulu Goal

Start with the big one. The wild one. The one that makes you smile and stress a little.

Examples:

• I want to travel more… like actual travel.
• I want my savings account that isn’t on life support
• I want to stop being surprised every time rent is due.
• I want investments, like an adult with a 401(k) and options.

Don’t tone it down. Dream big first – we’ll reality-check it later.

Break It Into Tiny, Unscary Step.

The delulu goal is the vibe. The steps are the roadmap.

Example: Delulu dream – Travel more

Reality steps:

• Set up a travel-fund
• Transfer $10-30 a week
• Pick two places you actually want to go
• Price-check flights monthly

Suddenly? The delusion becomes extremely achievable.

Make Your Money Goals Stupidly Simple

Everyone loves to win, including your brain. So instead of telling yourself to save $5,000 this year, let’s try save $20 every Friday or put away the cost of one eat out per week.

Small goals meaning consistent progress = delulu dreams becoming realistic.

Pick One Thing You Refuse to Feel Guilty About

Being financially responsible doesn’t mean living in punishment mode. Choose a non-negotiable:

• Steaming service
• Gym membership
• Coffee
• Makeup
• Plants
• Treat-yourself Saturdays

Keeping one joy item actually makes saving easier – because you don’t feel deprived.

Track Progress the Fun Way

You don’t need charts, graphs, spreadsheets, or Excel degree. Let’s try:

• A progress bar in your notes app
• A colorful thermometer track
• A jar you throw $5 bills into

Whatever feels the least annoying. Consistency over perfection.

Be Delusional With Boundaries

You can manifest wealth. Just… also pay your rent and bills.

Being “delulu but financially responsible” means:

• You dream big
• You take small, realistic actions
• You hold yourself accountable
• You don’t ignore reality, you bend it.

It’s the perfect combo.

You don’t need to be rich to have goals nor be perfect to have progress. You can be a little delulu and still have a solid financial plan. The magic happens when the vibe and strategy work together.

Dream big. Plan small. And be responsibly delusional about your money.